UK Consumer Finance

Take Your Business To New Heights

Welcome to UK Consumer Finance

An expert resource for retailers

We help you to deploy finance in the most effective way to support your business. We cover all major industries where the underlying product costs over £500 to the ultimate consumer.

Whether your business is large or small we can assist you with strategies to increase your sales conversion and your loan acceptance rate.

If you currently do not offer finance to your customers but are considering it we can help you to put the right solution in place.

We have access to all the major consumer lenders and are familiar with all finance product types and when to use them.

We can also assist with all aspects of FCA regulation for credit brokers and Appointed Representatives to ensure that you are not running any undue regulatory risks.

About Us

Our Mission

UK Consumer Finance was set up to bridge the gulf of knowledge and experience that sometimes exists between retailers of higher priced goods and services and lenders. Retailers are the experts in selling their underlying goods and their customers need access to finance in many cases to be able to afford the goods. Retailers are not necessarily experienced in consumer credit and this can lead to sub-optimal outcomes. This is also more likely since credit broking became an FCA authorised activity in 2014.

Lenders on the other hand know the business of lending (and are much more familiar with FCA regulation) but they do not always understand the intricacies of the underlying product market. It is almost like the retailer and the lender speak two different languages.

Our role is to assist the retailer to get the best out of the lender relationship both in relation to commercial terms but also in relation to customer journey as that is vital for the ultimate consumer buying the retailer’s goods.

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Our Focus

Sectors we operate in

Our focus is on sectors where the underlying goods to the consumer are priced in excess of £500 right up to goods costing £25,000. The main consumer goods sectors we operate in are

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Central heating equipment
Solar panels
Kitchens/bathrooms
Water softeners
Garden furniture
Windows and doors
Cosmetic surgery
Sports equipment
Car repairs
Education and training

European Markets

Even though our focus is on the UK market we are able to assist retailers in Continental Europe as our lender network covers most of Europe.

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Get In Touch

For an initial discussion about how we can help your business to become more profitable you can reach us below:

Tel: +44 7557 614085

+44 20 8144 4661

info@ukconsumerfinance.com